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Stash Credit

Stash is a programmable credit layer for individuals and agents. We don't just issue credit — we make credit configurable.

The first version of Stash (V1) provided zero-collateral credit for crosschain solvers and processed over $200m USD in volume within the first months. With our upcoming V2 we take credit beyond solvers and bring the benefits of programmable credit to neo finance and the agentic age.

On a high-level, Stash (V2) consists of the following components:

  1. Credit Hub The core credit issuance and management system. Handles credit line creation, drawdowns, repayments, and liquidations across supported networks.
  2. Policy Engine Credit policies enable Stash to 1) provide favorable credit conditions and 2) enable users and applications to constrain usage of credit.
  3. Liquidity Layer The Stash Liquidity Layer provides the liquidity required for the credit engine. The Stash Liquidity Hub & App allow Liquidity Providers to earn yield by providing capital.

Stash enables applications to get purpose-fit credit lines for their users:

  • Card Programmes fund card spend just-in-time, so users don't have to hold assets idle
  • Neobanks provide a DeFi-powered liquid savings account, so users can spend their assets while having them earn yield in DeFi
  • Agents access a human-delegated undercollateralized credit line to trade extended leverage on Hyperliquid