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Overview

AI agents can use the Sprinter Credit API to autonomously manage credit positions on behalf of users. These skills are designed to be picked up by any agent framework — each one maps directly to real API endpoints and can run without user interaction once authorized.
All skills require a Sprinter API key and a delegated signer authorized to execute on-chain transactions on behalf of the user. See Card Programs — Delegated Signing for setup options.

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Available Skills

Credit Health Monitor & Auto-Repay

Watches health factor and due dates. Auto-repays before billing cycle ends to avoid overdue rates. Tops up collateral if health drops.

Yield-Optimized Collateral Manager

Rebalances collateral across earn vaults to maximize yield while keeping the credit line healthy.

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How Agent Skills Work

Every Sprinter Credit API endpoint returns { calls: ContractCall[] } — an array of transactions to execute on-chain. This makes the API agent-friendly by design: the agent decides what to do, the API tells it how, and the delegated signer executes. 
Agent polls /credit/accounts/{account}/info
  → Evaluates position (health factor, debt, due date, vault yields)
  → Decides on action (repay, lock more collateral, rebalance vaults)
  → Calls the relevant endpoint to get calldata
  → Executes on-chain via delegated signer
  → Logs the action and loops